Let Shamrock Appraisals, Inc. handle your appraisal needsThousands of people in Alabama buy, sell or refinance their home every month. A lot of these transactions consist of a simple line item for an appraisal. Even though there are a multiplying number of automated home valuation systems that might appear to be more practical than an appraisal, the majority of lenders still need a local expert because the stakes are incredibly high. Is getting a mortgage the only reason you should get an appraisal? Are there more situations when the services of a certified, independent real estate professional might come in handy? Of course there are. 
Challenge your tax assessment in Tuscaloosa CountyIf you are in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Shamrock Appraisals, Inc. is your best evidence when building your case. At Shamrock Appraisals, Inc., we're equipped to assist you in challenging your tax assessment. Remove PMI to lower your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the home, almost all lenders ask homeowners to purchase this added insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this extra payment is folded into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, Shamrock Appraisals, Inc. can provide you with a statement regarding the value of your home. The expense of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from Shamrock Appraisals, Inc. Order todaySettle a divorce with fewer hang-upsA divorce can be an especially horrible ordeal for both parties, and it is often even more complicated by the hard decision of who keeps the house. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from Shamrock Appraisals, Inc., regardless of the situation. The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Ascertain an accurate and fair valuation for estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion. Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal. Relocate to or from Tuscaloosa County through an employee relocation programWe understand the stress associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide feedback on the positive characteristics of their property, as well as information about any new sales or listings in their area that they want considered. Sell your home promptly — at the right priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they are calculated on our efforts to finish the appraisal report. On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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